About Able Governance

Mention the word ‘pensions’ to most people and they immediately glaze over or change the subject. What they don’t see is the intellectual challenge of dealing with complex issues that are constantly being altered due to changing laws and regulations.

The complexity in pensions is mainly due to the layering of pensions laws on top of old laws: understanding how the old laws may still impact on current pension schemes is one of the keys to ensuring that a scheme is run properly. This knowledge is hard won, and new trustees face an uphill struggle in understanding the forces and influences at work.

Able Governance has approximately 30 years in corporate pensions and trustee roles and is well placed to help your trustee board or governance committee to implement best practice, whether that is on a steady-as-you-go basis; dealing with an immediate crisis; or arranging to wind up the scheme.

Our mission is to provide an approachable and affordable professional independent trustee service, putting this depth of knowledge at the disposal of pension schemes or employers, who wish to understand how best to deal with their scheme.


Nick Boyes - Director

Email: Nick Boyes

Tel: 07517 045890

Able Governance Ltd was established in 2014 by Nick Boyes, who has been immersed in the world of occupational pensions for over 25 years. A large portion of this time was spent with Alexander Forbes Trustee Services Ltd (AFTS), one of the UK's largest firms of independent trustees, where he worked for 22 years, 14 of which at Director level.

Nick represented AFTS on many trustee boards, where the schemes were either live and ongoing; closed to new entrants; or being wound up, restructured or merged; or being assessed for transition to FAS or PPF.

Many of these appointments would result from the need to give support to a board of trustees faced with an unfamiliar and challenging situation. The experience that Nick could bring to bear, and his ability to help steer a path through the negotiation process, resulted in the successful conclusion to many tricky situations.

Acting as a trustee to many defined benefit schemes where the principal employer was insolvent instilled in Nick a very pragmatic approach, with a heightened consciousness of cost control and the need to balance competing interests.

An important element of his role was responsibility for the continuing compliance of the pension schemes for which AFTS acted as trustee. This entailed establishing systems and procedures to ensure that these schemes are governed effectively and efficiently.

Nick has enjoyed being involved in industry-wide initiatives designed to raise the standard of pension scheme governance, and is proud to have assisted in the development of the highly regarded Trustee Toolkit.

To learn how Nick has been able to assist employers and trustee boards tackle tricky situations, see the pension scheme case studies.

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